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  11:23am PST, 11/21/09
 
 

Are you ready for retirement?


If you're 50, it's getting close to retirement time. Will you be ready? Will you have enough money? Or will you have to work longer? Do you have money in stocks, bonds, commodities, real estate, life insurance, cash, government securities? Do you have a 401k, Roth, SEP or traditional IRA? Defined benefit plan? Company pension? Do you know which plans you are eligible to use? Will you collect Social Security at 62? 66? 70? Do you have a Money Manager, Certified Financial Planner or stock broker helping you achieve your goals?

There are many ways to reach your retirement goals. But there are more ways to come up short. In this special series of Money 101 reports, we take a look at the steps you can take to retire on time and in the lifestyle you want to live.
 
 
Podcasts - Saving Your Retirement
Saving Your Retirement - Roth IRA
Here are the basic principles of the Roth IRA.
Saving your Retirement - Long Term Plans
Spending now on long-term care insurance can save you BIG time down the road.
Saving Your Retirement - Personal Retirement Formula
What works for one, doesn't work for another... why it's essential for you to find the right formula that works for you.
Saving Your Retirement - Bonds in Retirement Plans
It seems the one sure bet for retirement funds these days is bonds.
Saving Your Retirement - Pros & Cons of Roth Conversion
Just because you can, doesn't necessarily mean you should convert to a Roth IRA.
Saving Your Retirement - Defensive Retirement Planning
Has your portfolio taken a significant hit? What can you do to safeguard against future potential losses?
Saving Your Retirement - Catching Up Quicker
Is the clock running out on your chance to reclaim what was lost in your retirement funds? We list some of the best short-term strategies.
Saving Your Retirement - Annuities in the Mix
Are annuities really a good idea for your fund?
Saving Your Retirement - What You Need In Retirement
How much will you really need in the golden years?
Saving Your Retirement - Target Lifecycle Funds
Why the target funds might be your best bet if you're over 50.
Saving Your Retirement - Funding At 50
Why it's best to start funding your retirement as early as possible.
Saving Your Retirement - The Percentage Problem
You may have a good plan on what you're putting INTO your fund, but do you have a good plan on how you'll get it OUT?
Saving Your Retirement - How Much Do You Need?
What to contribute now to keep up your standard of living down the road.
Saving Your Retirement - Catching Up
Is your fund a little lacking and you feel the need to play catch-up? Over contributing may not be the best course of action.
Saving Your Retirement - Saving For Retirement
It doesn't take rocket science... all it takes is a little discipline to properly save.
Saving Your Retirement - Too Good To Be True
These days, it\'s more important than ever to keep a sharp eye on your accounts... watching for scams and fraudsters who might prey on your vulnerabilities.
Saving Your Retirement - 401k IRA
Perhaps now would be a good time to analyze your 401k and IRA to maximize your profit possibilities.
Saving Your Retirement - Recovery Time
So your 401k has taken a hit in this economy... what kind of timeline are you looking at to fully recover your losses?
 
 
Resources & links

The Kiplinger


Target Funds are Simply Flawed

One-stop retirement funds are simple, but they tend to limit their picks to one company, add an extra layer of fees and invest too conservatively.

New York Times


Target-Date Mutual Funds May Miss Their Mark
 
Washington blessed them as a way to put your 401(k) on automatic pilot and glide safely toward retirement. But popular target-date mutual funds have badly missed the mark — and now regulators are asking why.

The Motley Fool


Will The Government Cripple Target Funds?

We all know that the worst time to cut back on stocks is when they've just crashed. Yet many investors and financial regulators are pressuring fund companies to cut back their stock exposure in some of their funds -- at what could potentially be the exact worst time.

Michael Kresh


Known in the area of retirement and investment planning services

Gregg Wind


Provides estate planning assistance, tax planning and compliance, financial accounting, business management, financial planning and consulting services to high net worth individuals and a myriad of small and medium-sized businesses.

Lori Mackey


Designing fun, engaging financial education products and resources for parents and children.

Ken Winans


Award-winning author, renowned collector, and president and founder of the respected investment management and research firm Winans International.

Jill Schlesinger


Editor-at-Large for CBS MoneyWatch.com. Prior to the launch of MoneyWatch, she was the Chief Investment Officer for an independent investment advisory firm.

Eileen Freiburger


Her company was formed with the intention of introducing a new model of financial planning to Middle Americans, Small Business Owners, and Self-Directed Investors.

Damon Vickers


Managing Director of Nine Points Capital Partners, a private investment firm headquartered in Seattle Washington.

Stan Panis, Ph.D.


Dr. Stan Panis is an expert in labor issues, health care, demographic issues, econometrics, economic modeling, and statistical sampling.

TreasuryDirect


The first and only financial services website that lets you buy and redeem securities directly from the U.S. Department of the Treasury in paperless electronic form.

FINRA Retirement Calculator


Use this calculator to plan your investing strategy now so that you will have enough to see you through your retirement years.

AARP Retirement Calcualtor


Calculate how much savings you will need in order to retire comfortably.

Real 401k Advice


Personalized, proactive advice that is provided to clients in a fiduciary agreement.

It's A Habit!


Dedicated to teaching financial literacy and other empowering life skills and habits in a strategic manner to youths of all ages, with a focus on young children and their families.

Motley Fool - How to Retire in Style


13 Steps, along with a bevy of tools for running the numbers, so that you may see in stark and pixilated black-and-white the realities that will make your golden years truly golden.

U.S. Financial Literacy and Education Commission


Providing financial education resources for all Americans

About Retirement Planning


Planning for a successful retirement is a complicated, yet achievable goal. More than ever, be sure to understand how key retirement planning opportunities may affect you and your future.

CalPERS


We provide retirement and health benefits to more than 1.6 million public employees, retirees, and their families and more than 2,500 employers.

AARP Money


Bringing you the best resources for 401k retirement planning, the economic stimulus plan, personal finance, social security information and more.

USA.gov


Official information and services from the U.S. government

Ask Liz Weston


Friend of Money 101, Liz is an award-winning, nationally-syndicated personal finance columnist who can make the most complex money topics understandable to the average reader.

U.S. Office of Personnel Management


Retirement information for government employees

Social Security Retirement Planner


Provides detailed information about your Social Security retirement benefits under current law and points out things you may want to consider as you prepare for the future.

CBS News


Retirement Tips - Keeping your retirement on track

Department of Labor


10 ways to prepare for retirement

Internal Revenue Service


Retirement tips for individuals
 
 
 
 
 
 
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